Curt Gaines

A native of Bell County, Curt Gaines is the bank’s Chief Lending Officer.  With over 21 years of lending experience, Curt is uniquely qualified to lead the outstanding group of Loan Officers at First Texas Bank.  Curt is a graduate of Sam Houston State University and the Graduate School of Banking at Colorado. He is actively involved in several community organizations including the Boys and Girls Club and the Harker Heights Chamber of Commerce.