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Online, on your phone, any time!

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We love seeing your friendly face in our banks, but we get it, life gets busy!  When that happens, we absolutely have ways to still get your banking done, no matter where you are.


DIGITAL BANKING

Digital (Online) and Mobile Banking

First Texas Bank empowers its customers to bank securely – whenever, wherever, and however they wish with First Texas Bank Digital Banking. Digital banking gives you flexibility to access your account through the mobile app or web browser. With point and click simplicity you can have immediate access to vital banking functions, 24 hours a day, 365 days a year.

Mobile Deposit

Providing flexibility to manage your banking needs on your schedule, Mobile Remote Deposit Capture saves time and resources. This feature allows you to focus on daily routines to instantly deposit checks by using your mobile device, such as a tablet or smartphone. Deposits are electronically made by simply taking a photo of your check and entering associated check data.

P2P – Person to Person Transfer

With P2P/SPIN, you can instantly transfer funds from your bank account to another individual’s account. This service is simple click technology through your digital banking by text, email or debit card number.

External Transfer

External transfer allows you to request a transfer to or from your First Texas Bank account to your account at another bank. With External Transfer you can speed up the process of transferring money, with next day availability.

 

TREASURY MANAGEMENT

 

CASH MANAGEMENT

ACH Origination

Allows you to electronically deposit your business payroll and eliminate the need for payroll checks. In addition to payroll, this service can be used for automatic drafts from client accounts for reoccurring payments including utility payments, insurance premiums, etc.  ACH origination speeds up the collection of payments, and payroll processing.

Positive Pay

Positive Pay is an automated fraud detection tool.  In its simplest form, it is a service that matches the account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized and issued by your company.

Online Wire Transfers

Online Wire Transfer combines the efficiency of a wire transfer with the convenience of Business Digital Banking. With Online Wires you can initiate, schedule, and check the status of wire transfers all from the convenience of your computer.

Remote Deposit Capture (RDC)

RDC allows a customer to scan checks remotely and transmit the check images to a bank for deposit.  RDC is processed securely through an internet connection, computer and scanner. When the bank receives a check image from the customer, it posts the deposit to the customer’s account and makes the funds available based upon the customer’s particular availability schedule.

ACH Origination

Allows you to electronically deposit your business payroll and eliminate the need for payroll checks. In addition to payroll, this service can be used for automatic drafts from client accounts for reoccurring payments including utility payments, insurance premiums, etc.  ACH origination speeds up the collection of payments, and payroll processing.