LOGIN
ONLINE BANKING
New User?
Forgot Username?
Forgot Password?
Fraud Info

Let’s get started!

Applying for a new account at First Texas Bank is easier than ever!  Please visit our Online Account Application page to get started:

 

Request New Account

 

PERSONAL BANKING

 

First Texas Bank offers a variety of consumer products to meet your financial needs. Please contact us at any of our seven locations to speak with our knowledgeable, friendly team members for additional details on any of our products or services. We look forward to meeting you!

PERSONAL CHECKING

 

Personal Checking Account Benefits

-FREE Digital Banking      -FREE Bill Pay      -FREE Mobile Deposit      -FREE E-statements

-FREE MasterCard debit card (issued instantly!)      -FREE Initial order of checks, age 50 or better

FIRST TEXAS BANK OFFERS

First Texas Bank can meet all your banking needs at our main downtown location.  When you just want to make a deposit or need some money visit our Key Avenue location. Also take advantage of our two ATMs conveniently located throughout Lampasas.

  • Personal and business accounts
  • Automatic transfers
  • Cash advances
  • Cashier’s checks
  • E-Statements
  • External Transfers
  • First Access telephone banking
  • Mobile banking app
  • Mastercard debit card – instant issue
  • Merchant services
  • Mobile Remote Deposit Capture
  • Online banking
  • Ready Credit
  • Safe deposit boxes
  • Wire transfer services

PERSONAL CHECKING

 

First Texas Checking:

First Texas Checking is designed for individuals who are looking for flexibility with their account by having online accessibility and still receiving a monthly mailed statement. Please contact us for additional account terms and conditions that may apply.

  • $100 to open
  • No minimum balance required
  • Unlimited transactions
  • $5.00 Paper Statement Fee (Paper Statement Fee can be avoided by enrolling in E-Statements).

First Texas Interest Checking:

If you are looking for a checking account that earns interest and doesn’t limit transaction activity, our First Texas Interest Checking is the account for you. This account has the flexibility of enrolling in E-statements or receiving a monthly mailed statement. Please contact us for current rates and additional account terms and conditions.

  • $1,500 to open
  • $1,500 average daily balance required
  • Unlimited transactions
  • Monthly service charge will apply only if balance requirement is not met
  • $5.00 Paper Statement Fee (Paper Statement Fee can be avoided by enrolling in E-Statements).

First Texas Banking:

A simple way of banking.

  • Minimum to open account: $100.00
  • Minimum balance to maintain to avoid monthly fees: $300.00
  • If balance drops below $300 during the statement cycle, the monthly fee will be $10.00
  • This account allows unlimited deposits
  • Free Online Banking

First Texas E-Banking:

A simple way of banking with unlimited transactions. Must be enrolled in E-Statements to qualify.

  • Minimum to open account: $100.00
  • This account allows unlimited deposits
  • Free Online Banking
  • Free E-Statements

First Texas NOW:

If you maintain a daily minimum balance greater than $5,000 and want to earn interest, then this may be the account you may want.

  • Interest bearing
  • Minimum to open account $1,000.00
  • If the balance drops below $5,000 any day during the statement cycle, the monthly service charge is $10.00 plus .10 per debit transaction.
  • Free Online Banking
  • Free E-Statements

MONEY MARKET SAVINGS

 

PERSONAL SAVINGS

 

Personal Savings Benefits

-FREE Digital Banking      -FREE Bill Pay      -FREE Mobile Deposit      -FREE E-statements

First Texas Money Market:

The First Texas Money Market account has a tiered interest rate determined by the average daily balance maintained. Transaction limitations are applied to this account. Please contact us for current rates and additional account terms and conditions.

  • $2,500 to open
  • $2,500 average daily balance required
  • Monthly service charge will apply if balance requirement is not met
  • Excessive transaction fees may apply
  • $5.00 Paper Statement Fee (Paper Statement Fee can be avoided by enrolling in E-Statements).

First Texas Money Market Savings:

This account has tiered interest rates based on the balance maintained. Transaction limitations apply to this account.

  • Interest bearing
  • Minimum to open account: $2,500.00
  • If the balance drops below $5,000.00 any day during the statement cycle, the monthly service charge is $10.00.
  • An excessive debit fee of $10.00 will be charged for each debit in excess of six per statement cycle.
  • Transaction limitations: Transfers from the money market account to another account or to third parties by preauthorized, automatic, telephone or computer transfers are limited to six per month.
  • Free Online Banking
  • Free E-Statements

First Texas Savings:

Are you looking for a great way to start saving for the future? Our personal savings account has a low minimum balance requirement designed to help you get started. Transaction and balance limitations are applied to this account. Please contact us for current rates and additional account terms and conditions.

  • $300 to open
  • $300 average daily balance required
  • Monthly service charge will apply if balance requirement is not met
  • Excessive transaction fees may apply
  • $5.00 Paper Statement Fee (Paper Statement Fee can be avoided by enrolling in E-Statements).

First Texas Savings Account:

Select a traditional savings account for a great way to save money.

  • Interest bearing
  • Minimum to open account: $250.00
  • $8.00 service charge per quarter if the balance falls below $300 for any during the quarter
  • An excessive debit fee of $2.00 will be charged for each debit in excess of six per quarter. Transaction limitations: Transfers from the savings to another account or to third parties by preauthorized, automatic, telephone or computer transfers are limited to six per month.
  • Free E-Statements

Junior Texan:

Are you looking for a great way to teach the youth in your life the importance of saving. Our Junior Texan Savings Accounts are designed for young people under the age of 18. Please contact us for current rates and additional account terms and conditions.

  • $1 to open
  • No minimum balance required
  • Transaction limitations apply

First Texas Stars Savings:

This savings account is designed for children under the age of 12.

  • Must be under 12 years of age
  • Interest bearing
  • Minimum to open account: $25.00
  • No monthly service charge
  • An excessive debit fee of $2.00 will be charged for each debit in excess of six per quarter. Transaction limitations: Transfers from the savings to another account or to third parties by preauthorized, automatic, telephone or computer transfers are limited to six per month.
  • Free E-Statements

ADDITIONAL SERVICES

 

Certificate of Deposit:

First Texas Bank offers a variety of terms, up to 12 months. All CDs are setup for automatic renewal for your convenience. Please contact us for current rates and additional account terms and conditions.

  • $1,000 to open (jumbo rates apply for CDs with balances $100,000 or greater)
  • Penalty may apply for early withdrawal

Individual Retirement Account Certificates of Deposit:

First Texas Bank customers have the opportunity to deposit their IRA funds in Certificates of Deposit, in terms of 12 months.  Please contact us for current rates and additional account terms and conditions.

Safe Deposit Boxes:

Need a place to keep your valuables, important documents, or digital storage backups? We have a variety of sizes of safe deposit boxes at the following locations. Please contact us for box sizes, availability, and applicable terms and conditions.

  • 900 S. Austin Ave, Georgetown, TX
  • 5321 Williams Dr, Georgetown, TX
  • 480 Del Webb Blvd, Georgetown, TX
  • 500 Round Rock Ave, Round Rock, TX

PERSONAL BANKING

Managing your money should not be hard.  First Texas Bank offers a wide range of account options that come with services that make keeping up with your money easy.  All accounts have:

  • Internet and Mobile Banking
  • eStatements (Or a $5.00 paper statement fee may apply)
  • Mobile Remote Deposit Capture
  • Several funds transfer options

Choose which accounts are best for you!

PERSONAL CHECKING

 

First Texas Checking:

  • $100.00 Minimum to open
  • No minimum balance required
  • $5.00 Paper Statement Fee applies (Paper Statement Fee can be avoided by Enrolling in E-Statements)

First Texas Certificate of Deposit:

Our highest yielding investment instruments

  • Minimum to open account: $1,000.00
  • Competitive, guaranteed rates for the term
  • Fixed terms up to one year
  • Special “Jumbo” rates available
  • Additional information, requirements and restrictions upon request

First Texas Interest Checking

  • $1,500.00 minimum to open
  • Interest Bearing Account
  • $1,500.00 Average Daily Balance Required to avoid a Service Charge
  • Monthly Service Charge:
    • $12.00 Service Charge if balance falls below requirement
    • Transaction Fees apply if Transaction limitations are exceeded
    • Unlimited Electronic Items
  • $5.00 Paper Statement Fee applies (Paper Statement Fee can be avoided by Enrolling in E-Statements)

First Texas Individual Retirement Accounts:

  • Minimum to open account: $1,000.00
  • Competitive earning rates
  • Additional information, requirements and restrictions upon request

PERSONAL SAVINGS

 

First Texas Money Market:

The Money Market Savings account has a tiered interest rate determined but the average daily balance maintained. Transaction limitations are applied to this account. Please contact us for current rates and additional account terms and conditions.

  • $2,500.00 minimum to open
  • $2,500.00 average daily balance required
  • Monthly service charge will apply if balance requirement is not met
  • Excessive transaction fees may apply
  • $5.00 Paper Statement Fee applies (Paper Statement Fee can be avoided by Enrolling in E-Statements)

First Texas Savings:

Are you looking for a great way to start saving for the future? Our personal savings account has a low minimum balance requirement designed to help you get started. Transaction and balance limitations are applied to this account. Please contact us for current rates and additional account terms and conditions.

  • $300.00 minimum to open
  • $300.00 average daily balance required
  • Monthly service change will apply if balance requirement is not met
  • Excessive transaction fees may apply
  • $5.00 Paper Statement Fee applies (Paper Statement Fee can be avoided by Enrolling in E-Statements)

Junior Texan:

Are you looking for a great way to teach the youth in your life the importance of saving?  Our Junior Texan accounts are designed for young people under the age of 18.  Please contact us for current rates and additional account terms and conditions.

  • $1.00 minimum to open
  • (TUTMA) Texas Uniform Transfers to Minors Act applies

ADDITIONAL SERVICES

 

Certificate of Deposit:

First Texas Bank offers a variety of terms, up to 12 months. All CDs are setup for automatic renewal for your convenience. Please contact us for current rates and additional account terms and conditions.

  • $1,000 to open (jumbo rates apply for CDs with balances $100,000 or greater)
  • Penalty may apply for early withdrawal

Individual Retirement Account Certificates of Deposit:

First Texas Bank customers have the opportunity to deposit their IRA funds in Certificates of Deposit, in terms of 12 months. Please contact us for current rates and additional account terms and conditions.

Safe Deposit Boxes:

Need a place to keep your valuables, important documents, or digital storage backups? We have a variety of sizes of safe deposit boxes at the following locations. Please contact us for box sizes, availability, and applicable terms and conditions.

  • 3514 S. WS Young Dr, Killeen, TX
  • 90 Cove Terrace, Copperas Cove, TX
  • 300 E 1st Ave, Belton, TX